Welcome to the NO.1 digital banking savings bank, where innovation meets convenience! We pride ourselves on being the top choice for millions, with the highest cumulative app downloads and users in the savings bank sector, as reported by App Annie (as of December 31, 2023). Whether you're looking to save, borrow, manage your credit, or access a range of life services, we've got you covered with unparalleled features and benefits.
NO.1 Digital Banking Savings Bank!
No. 1 in cumulative app downloads in the savings bank sector
No. 1 in cumulative app users in the savings bank sector
※ Based on App Annie (as of December 31, 2023)
'Well Bang Walking Savings' - Earn Up to 10% Interest Annually Just by Walking!
Step up your savings game with our 'Well Bang Walking Savings'! Simply by walking, you can gradually accumulate interest rates up to 10% per annum. The more you walk, the more you earn. We offer preferential interest rates based on whether you achieve your step goals within the subscription period.
WELCOME! Get Up to 7% Preferential Interest Rate on Your First Transaction!
New to our bank? We're rolling out the red carpet with a special welcome offer! Enjoy a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days to customers who open an account for the first time.
Struggling with Asset and Liability Management? Try Welcome My Data!
Managing your finances can be overwhelming, but we're here to help. With Welcome My Data, we've successfully facilitated a nationwide interest reduction project, saving a total of KRW 8,334.98 million as of March 14, 2024. We'll collect and manage all your debts and notify you if a transfer loan is possible. Plus, our 'credit weather' feature helps you keep tabs on your credit management effortlessly.
Easy and Convenient Account Opening
Opening an account has never been easier. Whether it's the early morning hours or late at night, you can open a non-face-to-face account anytime, anywhere, 24/7. No public certificate? No problem! Just use pattern or fingerprint authentication and a 6-digit authentication number. We also offer dedicated accounts tailored for Payers, office workers, and bosses, complete with special benefits upon opening.
Don’t Miss Out on the 'Wellbang Lounge' - Exclusive Prize Benefits!
Step into the 'Wellbang Lounge' for exclusive prize benefits. Loan customers can earn up to 100 won per day and up to 3,000 won per month just by walking. Receiving customers can enjoy benefits worth up to 40 won per day and up to 1,240 won per month. Plus, try your luck with 'Well Bang Lotto' and 'Well Bang Odd or Even' for a chance to win exciting prizes!
Convenient Financial Services for Everyday Life
Simplify your financial life with our user-friendly services. Easily transfer funds by dragging and dropping account cards. Keep an eye on your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Check it with just the license plate number. Set up 'Automatic Payment' for hassle-free utility bill payments, and monitor your credit score with our 'free credit management' service, which won't affect your score.
Electronic Financial Fraud Prevention Service
Your security is our priority. Welcome Savings Bank operates a comprehensive electronic financial fraud prevention service, including "PC designation service," "2-channel authentication service," and "one-time authentication number" service, in line with the Financial Supervisory Service’s guidelines.
Product Information
[Well-Bang Working Savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: The same amount of 10,000 won or more and 200,000 won or less per month
- Interest payment: lump sum payment at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment of preferential interest rates depending on whether or not the annual number of steps is achieved (8.0%)
- Preferential interest rate application section according to the number of steps: More than 1 million steps: 1.0%p per year / More than 2 million steps: 2.0%p per year / More than 3 million steps: 3.0%p per year / More than 4 million steps: 8.0%p per year
- Payment by automatic transfer through our bank account at least 6 times (1.0%p)
[WELCOME first transaction preferential m term savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: The same amount of more than 10,000 won and less than 200,000 won per month.
- Subscription conditions: Within 30 days from the date of first opening deposit subscription
- Interest payment: lump sum payment at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Payment by automatic transfer through our bank account at least 8 times (1.8p per year)
- When the average deposit/withdrawal account balance from the new date of this deposit to the day before the contractual maturity date is 500,000 won or more (1.5p per year)
※Common precautions: In accordance with the Depositor Protection Act, this deposit is protected up to “50 million won” per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Please check the product description and terms and conditions before signing the contract. You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before transacting. Interest rates may change, so please refer to the website or app.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Permission and Purpose of Using Wellbang App
Required Access Rights
- Storage space: Required for storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
- Phone: Required for identity verification, device verification, and consultation calls.
- App activity: Used to collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.
Optional Access Rights
- Contacts/Address Book: Contact information is collected and shared to use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. If you do not consent to this as an optional permission, its functionality may be limited.
- Camera: Used for photo identification, face authentication, document submission, etc. This is an optional permission, and if you do not agree, its functionality may be limited.
- Photos and videos: Save photos and collect photos submitted as supporting documents. This is an optional permission and its functionality may be restricted if you do not consent to it.
- Notification: Used to receive notifications of important notices, events, and promotions. This is an optional permission; if you do not consent, you may be restricted from receiving notifications.
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
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