The mReferral Mortgage Calculator App is a comprehensive platform designed to simplify your property and mortgage journey. It offers a suite of calculators to help you make informed decisions, including:
- Mortgage Calculator: Calculate your monthly repayments, interest expenses, and stamp duty based on your desired mortgage amount, repayment period, and interest rate. This calculator is suitable for both first and second mortgage plans.
- Refinance Calculator: Determine your potential cash-out amount and changes in monthly repayments by inputting details of your existing and desired mortgage plans. It also features an early settlement calculation function.
- Affordability Calculator: Input your desired mortgage amount and Loan-to-Value (LTV) ratio to calculate the affordable property price, income requirements, and stress test requirements.
Beyond calculations, the mReferral Mortgage Calculator App empowers you to:
- Apply for a Mortgage: Utilize the app's API technology to apply for a mortgage directly from partnering banks, streamlining the process for a seamless experience.
- Obtain Property Valuations: Get the latest property valuations from Bank of China (Hong Kong) by simply entering the address.
- Compare and Apply for P-loans: Explore a range of P-loan plans with competitive interest rates and apply instantly. Loan sizes can reach up to $3 million with flexible repayment periods from 3 months to 10 years, and APRs ranging from -99% to 8%.
Important Note: mReferral does not provide mortgage or P-loan products. We act as a referral service connecting you with our partner banks and financial institutions. All offers, privileges, and handling fees are subject to the terms and conditions set by these institutions. Some institutions may charge handling fees and may modify product terms and conditions without prior notice. Examples of P-loan applications and detailed T&Cs are available within the app.
