Welcome to HiPréstamos, the app that approves your loan in just 20 seconds! With HiPréstamos, you can borrow amounts ranging from $1,300 to $60,000 pesos, with loan terms of 91 to 365 days. Our daily interest rate is only 0.05%, and the maximum annual interest rate is 18%. The commission is 10%, VAT is 16%, and the CAT is 121.44%. To give you an example, if you borrow 20K pesos for 180 days, your monthly reimbursement amount will be $3,691.95, with a final refund amount of $22,151.70 and total interest of $1,936.53. To use HiPréstamos, simply be between 18 and 60 years old, have an INE or IFE card, and follow the instructions in our app to request a loan. Refunds can be completed via SPEI for real-time transfers or at a convenience store. For more information, contact our customer service at 5547965226 or email [email protected]. Visit us at https://hiprestamos.com/ or at our physical address in Zamora 768, Granjas México, Iztacalco, 08400 Mexico City, CDMX.
Features of the HiPréstamos App:
- Loan Amount and Terms: The app allows users to borrow amounts ranging from $1,300 to $60,000 pesos, with repayment terms between 91 and 365 days.
- Daily Interest Rate and Fees: The app provides information on the daily interest rate, set at 0.05%, as well as the commission fee of 10% and VAT of 16%. It also calculates the maximum annual interest rate (18%) and the resulting CAT (Costo Anual Total) at 121.44%.
- Example of Costs: The app presents an illustrative example of the costs associated with a $20,000 peso loan over a period of 180 days (6 months). It breaks down the commission and VAT amounts, monthly reimbursement amount, final refund amount, and total interest.
- Eligibility Criteria: The app specifies the age requirement of being between 18 and 60 years old and the need to have a valid INE or IFE card in order to request a loan.
- Refund Options: The app explains the refund process, recommending the use of the SPEI (Sistema de Pagos Electronicos Interbancarios) transfer method for real-time refunds without waiting. It also mentions the possibility of using convenience stores for refunds.
- Customer Service Contacts: The app provides various contact details for customer service, including the Google HiPréstamos page, official website, email, phone number, and physical address.
Conclusion:
HiPréstamos is a user-friendly app that offers quick loan approvals and a range of loan amounts to meet various financial needs. It provides clear information about interest rates, fees, and refund options, ensuring transparency for users. The inclusion of an example of costs helps potential borrowers understand the potential repayment amounts. With easily accessible customer service contacts, users can reach out for assistance or clarification. Overall, the HiPréstamos app offers a convenient and reliable solution for those in need of immediate financial support.
